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November 2020 Recap and Stats

Hello Sophisticated Spenders! December is here! This year has flown ...

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My First 3 Months of Quarantine

Quick update on my first 3 months of quarantine

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Happy 11th Birthday Sophisticated Spender!!!!!

Hello Sophisticated Spenders! ~Crystal Home made outfit! Today is Sophisticated ...

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sophisticated spender, blog, finance, personal finance, money, credit cards, rewards, annual fee

Why I Love Credit Cards That Have An Annual Fee

Hello Sophisticated Spenders! I know this is going to sound crazy but…. I LOVE ...

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Hello Sophisticated Spenders! December is here! This year has flown and it isn’t over yet! I still have BIG plans for 2020 and I will finish the year strong. I really miss doing all of the things that I used to do, but I’ve decided that a positive attitude is […]

November 2020 Recap and Stats

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Quick update on my first 3 months of quarantine

My First 3 Months of Quarantine

Hello Sophisticated Spenders! ~Crystal THANK YOU FOR ALWAYS READING

Happy 11th Birthday Sophisticated Spender!!!!!

sophisticated spender, blog, finance, personal finance, money, credit cards, rewards, annual fee

Hello Sophisticated Spenders! I know this is going to sound crazy but…. I LOVE credit cards that have an annual fee. Here’s how a conversation with my friends went: Me: I’m writing a blog post about credit cards that have annual fees and I’m sharing how much I love credit […]

Why I Love Credit Cards That Have An Annual Fee

sophisticated spender, crystal hammond, sip and sew old town, side hustle

Hello Sophisticated Spenders! Your girl Sophisticated Spender is a hustler! Last week someone said, “I’m convinced Crystal doesn’t sleep at all!” Every day of my life is intense! Here’s my typical Monday: See if you can keep up! 5:00 am Wake up and sometimes meditate…oh and make the bed (yeah right)! […]

Could You Survive One Day As The Sophisticated Spender? Monday …

chicago, large lots, real estate, sophisticated spender

Hello Sophisticated Spenders!   I am the proud owner of 2 empty lots on the south side of Chicago. This was NOT easy. The city of Chicago has a Large Lots Program. Here are the deets: “If you own land on the South or West sides of Chicago, you can buy […]

An Inside Look: How I Bought 2 Empty Lots in …

spirit airlines, sophisticated spender

Hello Sophisticated Spenders! If you haven’t noticed by now, I LOVE to travel. But I’m not rich. Sometimes I’ve traveled using Groupons, Trip Advisor, AirBNB and *dare I say…. SPIRIT Airlines. You can’t frugally travel without Spirit Airlines yo! Let’s start with the good: Transparency: You know what you’re buying.  […]

My Best And Worse Experiences With Spirit Airlines

sophisticated spender

Hello Sophisticated Spenders! Ever get the feeling that something’s missing? Something’s not right? Something’s awry? Well I’ve had that feeling since June. Over the next 40 days, I will catch you up on everything that’s been bothering me going on. I know, you’re probably thinking…she hasn’t written a blog post […]

40 Days Of Dating Your Passion Project 2018 Edition

fincon speaker sophisticated spender crystal hammond

    Hello Sophisticated Spenders! I have exciting news! I’m on a panel at my FAVORITE conference! What is FinCon? “FinCon – the world’s largest Financial Content Expo – helping hundreds reach millions with a positive money message.” #FINCON17 Who, What, Where, When and How!?!?!     The Your Money […]

I’m Speaking At FinCon This Year!!!

data-breech

Hello Sophisticated Spenders! Is freezing your credit an extreme idea after the Equifax Data Breach? Here are a few things that happen when you freeze your credit: 1: You (or anyone else) will not be able to open ANY new lines of credit, mortgages, or loans of any kind.  And […]

Should You Freeze Your Credit After the Equifax Data Breach

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