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Ten Lessons Learned During My Ten Year Journey As A Blogger

If I had to narrow this list to ten lessons, here are ten little things I’ve ...

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The Time Is Now: Why You Should Start Trading TODAY

Do you feel like you’re missing out on all of the GameStop and WallStreetBets ...

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November 2020 Recap and Stats

Hello Sophisticated Spenders! December is here! This year has flown ...

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My First 3 Months of Quarantine

Quick update on my first 3 months of quarantine

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Do you feel like you’re missing out on all of the GameStop and WallStreetBets action? Well, the biggest mistake you can make is investing into something that you don’t understand. I used to be a day trader and I have spent money learning how to be a better day trader. […]

The Time Is Now: Why You Should Start Trading TODAY

If I had to narrow this list to ten lessons, here are ten little things I’ve learned along the way that will prove invaluable, no matter what hobby you decide to get into. ✅ There Is No such thing as “overnight” success ✅ Never Stop Learning ✅ Use Keywords And […]

Ten Lessons Learned During My Ten Year Journey As A …

Hello Sophisticated Spenders! December is here! This year has flown and it isn’t over yet! I still have BIG plans for 2020 and I will finish the year strong. I really miss doing all of the things that I used to do, but I’ve decided that a positive attitude is […]

November 2020 Recap and Stats

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Quick update on my first 3 months of quarantine

My First 3 Months of Quarantine

Hello Sophisticated Spenders! ~Crystal Today is Sophisticated Spender’s 9th Birthday. When I started my blog waaay back in 2011, I never knew where this journey would lead. My officemate introduced me to JMoney’s blog and I’ve been hooked ever since. I’m an engineer by trade so I did not have […]

Happy 11th Birthday Sophisticated Spender!!!!!

sophisticated spender, blog, finance, personal finance, money, credit cards, rewards, annual fee

Hello Sophisticated Spenders! I know this is going to sound crazy but…. I LOVE credit cards that have an annual fee. Here’s how a conversation with my friends went: Me: I’m writing a blog post about credit cards that have annual fees and I’m sharing how much I love credit […]

Why I Love Credit Cards That Have An Annual Fee

sophisticated spender, crystal hammond, sip and sew old town, side hustle

Hello Sophisticated Spenders! Your girl Sophisticated Spender is a hustler! Last week someone said, “I’m convinced Crystal doesn’t sleep at all!” Every day of my life is intense! Here’s my typical Monday: See if you can keep up! 5:00 am Wake up and sometimes meditate…oh and make the bed (yeah right)! […]

Could You Survive One Day As The Sophisticated Spender? Monday …

chicago, large lots, real estate, sophisticated spender

Hello Sophisticated Spenders!   I am the proud owner of 2 empty lots on the south side of Chicago. This was NOT easy. The city of Chicago has a Large Lots Program. Here are the deets: “If you own land on the South or West sides of Chicago, you can buy […]

An Inside Look: How I Bought 2 Empty Lots in …

spirit airlines, sophisticated spender

Hello Sophisticated Spenders! If you haven’t noticed by now, I LOVE to travel. But I’m not rich. Sometimes I’ve traveled using Groupons, Trip Advisor, AirBNB and *dare I say…. SPIRIT Airlines. You can’t frugally travel without Spirit Airlines yo! Let’s start with the good: Transparency: You know what you’re buying.  […]

My Best And Worse Experiences With Spirit Airlines

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Hello Sophisticated Spenders! Ever get the feeling that something’s missing? Something’s not right? Something’s awry? Well I’ve had that feeling since June. Over the next 40 days, I will catch you up on everything that’s been bothering me going on. I know, you’re probably thinking…she hasn’t written a blog post […]

40 Days Of Dating Your Passion Project 2018 Edition

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