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fincon speaker sophisticated spender crystal hammond

    Hello Sophisticated Spenders! I have exciting news! I’m on a panel at my FAVORITE conference! What is FinCon? “FinCon – the world’s largest Financial Content Expo – helping hundreds reach millions with a positive money message.” #FINCON17 Who, What, Where, When and How!?!?!     The Your Money […]

I’m Speaking At FinCon This Year!!!

data-breech

Hello Sophisticated Spenders! Is freezing your credit an extreme idea after the Equifax Data Breach? Here are a few things that happen when you freeze your credit: 1: You (or anyone else) will not be able to open ANY new lines of credit, mortgages, or loans of any kind.  And […]

Should You Freeze Your Credit After the Equifax Data Breach

Why you need to rent instead of buy

Hello Sophisticated Spenders! The American dream of owning a home with a white picket fence is slowly changing. Many people are realizing the benefits and advantages of renting a home rather than owning one. As a landlord, I happily rent out a duplex in Chicago and a townhouse in the […]

5 Reasons It’s Better to Rent than Buy

mount-fiji-Financial-Bloggers-Conference

Hello Sophisticated Spenders! Time for my favorite part of the month, looking back and looking forward! May was an amazing month…so why didn’t I keep up the momentum for June??? I promised to not miss anymore posts but missed about a month of posts so far because..well, you’ll see below! Let’s […]

Blog And Income Stats May 2017

Hello Sophisticated Spenders! This post originally ran right after I downsized from a 1500 square foot condo to 500 square feet (in June of 24014). It’s a pretty broad look at where my money goes and I’ve kept it pretty much the same except for my new sewing business.  Maybe […]

How Your Spending Compares To Others

Protect Your Personal Information

Hello Sophisticated Spenders! A friend of mine found the coolest and creepiest website the other day. www.TruePeopleSearch.com This website has waaaay too much personal information. If someone wanted to commit any kind of fraudulent activity on your accounts, all of your personal information is right there. They list phone numbers, […]

Protect Your Personal Information…Like Now! How To Find And …

2017 Life Goals Update #1

Hello Sophisticated Spenders! It’s time to look back at those life goals that I made back in January. Here’s how this works.  I have the original post below with my updates in parenthesis. It’s VERY important to look forward and look back.  It’s also VERY important to make changes to […]

2017 Life Goals Update #1

blog-income-stats

Hello Sophisticated Spenders! Time for my favorite part of the month, looking back and looking forward! I promised to not miss anymore posts.  So you WILL have new posts on Tuesdays and Thursdays. Let’s get to the numbers! Readership: 447 (+ 36) Blog Income: $65 (-65) Fitness Income (Zumba and […]

Blog And Income Stats April 2017

How Are You Getting Into The Millionaire Club? (2017 Update)

Hello Sophisticated Spenders! Check out my update on this post from April 2016.  My updates will be in italics. So this weekend, I was introduced as follows: Person A: I’d like for you to meet the Sophisticated Spender and she’s gonna be the next millionaire! Person B: Oh really! What’s […]

How Are You Getting Into The Millionaire Club? (2017 Update)

What To Do With $1,000 Now (2017 Update)

Hello Sophisticated Spenders! In November of 2011 I wrote post that went a little something like this: This months money magazine had an article titled What To Do With $1,000 Now.  (Assuming you don’t have any credit card debt!) Here are some of the things they suggested.  Please tell me in […]

What To Do With $1,000 Now (2017 Update)

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