Do You Know Your Credit Score?

Hello Sophisticated Spenders!

To carry on with the credit card theme of the week, I’d like to ask you an important question:

Do you know your credit score?

It is VERY important to check your credit score at LEAST once a year to make sure everything is going well.

With the recent data breaches, it’s a good idea to check it if you haven’t checked it in a while (guilty!).

And it’s VERY easy to check.

I just signed up for Credit Karma (this is a free plug, I don’t receive any compensation for recommending their website).

Verdict:  I LOVED their website!

They give you lots of credit information, tips and suggestions.

I found out that my credit is finally excellent!

I’ve come a loooong way.

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And I received an A on my credit report card.

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This was mainly due to my low credit card utilization.

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(Note: My credit report card grade would have been a big fat F around 7 years ago! I dug from the bottom!  I would say I was barely at 600)

I suggest you head over to ASAP so that you can have a look at your credit score and start the credit rebuild or monitoring process.

This time 4 years ago, I had a LOT of mistakes on my credit report and I would have NEVER known if I wasn’t checking my credit on a regular basis.

Do you use Credit Karma?  Do you use any kind of credit monitoring?  When is the last time you checked your credit score?

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