Introducing the New Year New You Financial Summit

Hello Sophisticated Spenders! So I’ve been participating in a pretty cool Financial Summit. What is a Summit? It’s when a group of experts get together to teach you some pretty cool stuff.  It normally lasts 1 week and you hear from a different person each day. It’s a great way […]

fincon14, fincon

fincon, sandy smith, shop my closet, sophisticated spender

Meet Sandy Smith-The Periscope Princess!

Hello Sophisticated Spenders! I’d like to introduce you to my friend Sandy Smith. I have learned SO MUCH from her. She is fierce, does not bite her tongue and pursues her hustles with a bold fire that I hope to have some day. We met about 4 or 5 years […]


2017 Goals 6

Hello Sophisticated Spenders! I wanted to take the time to jot down a few goals for 2017 (I still can’t believe it’s 2017). Blogging: -I will post twice a week on Tuesdays and Thursdays.  My old MWF schedule was a bit too much. -I owe you some recaps!  I need […]

2017, goals, sophisticated spender

st croix, 2016, sophisticated, spender, blog, review, recap

2016 Year In Review

Hello Sophisticated Spenders! So I think this is the year I’ve written the least amount of posts however, I started a record number of side hustles. If you would have told me in the beginning of the year that I’d have a sewing business, I’d think you were crazy. But […]


Blog And Income Stats: October, November and December 2016 3

Hello Sophisticated Spenders! I owe you some updates!!! I will just get right to it! Blog and Income Stats: October 2016 Readership: 924 (+78) improvement Blog Income: $125 (affiliate income) Fitness Income (Zumba and Insanity Instructor): $392.65 eBay: $68.25 (finally sold the same pair of boots I’ve been trying to […]

815, credit, credit score, sophisticated spender

I Received A $500 Check From Wells Fargo And I’m Pissed (Part 1) 3

Hello Sophisticated Spenders! You’re supposed to trust your bank, right? Your bank is supposed to have your best interests at heart, right? Your bank isn’t supposed to cheat you out of money, RIGHT? Wells Fargo has failed me as a customer and here’s why: Back in 2011, I wanted to […]


sip and sew, class, sewing, sewing machine

Side Hustle Updates!

Hello Sophisticated Spenders! I am back! I’ve been side hustling my a$$ off! Here’s what I’ve been up to: Trained By Crystal (Sewing):  This website is all about sewing.  I’ll post my online sewing classes here.  So far I have 3 package levels where; 1…you buy everything yourself and just […]


#1KHustle Final Results 2

  Hello Sophisticated Spenders! Well, our first #1KHustle Side Income Challenge has officially come to a close. Jason Butler and I from The Butler Journal teamed up to see if we could motivate each other (and our readers) to make an extra $1,000 in 1 month thru side hustling. Please […]


buy stocks

Buying Stocks Based On Social Trends (And Elections)

Hello Sophisticated Spenders! As a former day trader, I know that you can trade anything! Click here to read part 1 of My Adventures in the Male Dominated World of Day Trading. Day trading is actually a form of gambling in my opinion. Companies are starting to offer trading advice […]