The Winner of The Financial Success Planner Is….

Hello Sophisticated Spenders!!!! I used Random.org to pick a winner. This week’s contest was short so early bird got the worm on this one. Random.org picked comment #… 1! Congratulations Glenna! I will email you so that you can email me your mailing address and I will get one of […]


fincon, fincon16, tonya rapley, crystal hammond, my fab finance, sophisticated spender, smart money chicks, dear debt, latisha styles

Win A Financial Success Planner! 12

Hello Sophisticated Spenders! It’s time for a giveaway. Ever wonder how I keep my 2,000 side hustles in order? I write everything down. I mean EVERYTHING! I keep track of who I speak to, emailed, where I spent my money, who has given me money, and etc. I do the […]


Real Estate: To Sell Or Not To Sell, That Is The Question… 4

Hello Sophisticated Spenders! So I’m thinking about selling one of my rental units. I have a beautiful home in Northern Virginia.  This place was built in 2008 and I picked out all of the carpet, tiling, cabinets and EVERYTHING.  I loved that place. If I loved it so much, why […]


Introducing the New Year New You Financial Summit

Hello Sophisticated Spenders! So I’ve been participating in a pretty cool Financial Summit. What is a Summit? It’s when a group of experts get together to teach you some pretty cool stuff.  It normally lasts 1 week and you hear from a different person each day. It’s a great way […]

fincon14, fincon

fincon, sandy smith, shop my closet, sophisticated spender

Meet Sandy Smith-The Periscope Princess!

Hello Sophisticated Spenders! I’d like to introduce you to my friend Sandy Smith. I have learned SO MUCH from her. She is fierce, does not bite her tongue and pursues her hustles with a bold fire that I hope to have some day. We met about 4 or 5 years […]


2017 Goals 6

Hello Sophisticated Spenders! I wanted to take the time to jot down a few goals for 2017 (I still can’t believe it’s 2017). Blogging: -I will post twice a week on Tuesdays and Thursdays.  My old MWF schedule was a bit too much. -I owe you some recaps!  I need […]

2017, goals, sophisticated spender

st croix, 2016, sophisticated, spender, blog, review, recap

2016 Year In Review

Hello Sophisticated Spenders! So I think this is the year I’ve written the least amount of posts however, I started a record number of side hustles. If you would have told me in the beginning of the year that I’d have a sewing business, I’d think you were crazy. But […]


Blog And Income Stats: October, November and December 2016 3

Hello Sophisticated Spenders! I owe you some updates!!! I will just get right to it! Blog and Income Stats: October 2016 Readership: 924 (+78) improvement Blog Income: $125 (affiliate income) Fitness Income (Zumba and Insanity Instructor): $392.65 eBay: $68.25 (finally sold the same pair of boots I’ve been trying to […]

815, credit, credit score, sophisticated spender