Save It!

Recession Proof Your Finances in 7 Easy Steps 2

Hello Sophisticated Spenders! We survived a recession AND a government shutdown.  It can happen again!  Before you go out and spend lots of money on fancy toys this holiday season,  you need to recession proof your finances! 1. Boost Savings-A strong emergency fund should be your #1 priority.  You will […]

6 Lessons Learned From The Recession (And Government Shutdown)

Hello Sophisticated Spenders! The government shutdown was around 53 weeks ago.  If you’d put away $100 per week since then, you’d have $5,300 in your emergency fund right now. That’s a pretty nice chunk of change! I was reading thru an article from MSNBC on “Lessons Learned from the Recession“. […]

On Being Shamelessly Frugal

Hello Sophisticated Spenders! I came across a really cool article yesterday. 23 Things Shamelessly Frugal People Will Understand (Click here to read it)! Here are the items that I identify with: 1. You’ve had a savings account since you found out what a savings account was. And you’re saving it for […]

7 Days of Personal Finance 3

Hello Sophisticated Spenders! I hope you have an awesome Monday.  This week I’d like you to do something different. 7 things to try to save some money.  Let’s do these together and see if we can save some money this week! 1. Call the cable company! Talk to them about […]

Where’s Your Emergency Fund?

Hello Sophisticated Spenders! I wouldn’t be a friend if I didn’t ask you this question: Where’s your emergency fund? How much money do you have socked away in case of emergency? I’m pretty sure you’ve spent money going out to eat, buying new clothes, watching tv (cable) and talking (cellphone). […]

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5 Reasons Why You’re Poor 3

Hello Sophisticated Spenders! I came across a really cool website the other day. It was called: My problem is that they only provided one reason: Because you spend more than you save!!! That’s not 100% true. So I’ve come up with a list of my own. And a LOT of these […]

Put Your Savings On Autopilot

Hello Sophisticated Spenders! Why Saving On Autopilot Is So Important! There are a lot of advantages to putting your savings on autopilot. Here are a few reasons why: 1. You Won’t Miss It:  You won’t spend money  you don’t see.  Things in your budget always adjust themselves when you have […]

Are You Building Wealth Or Just Collecting A Paycheck?

Hello Sophisticated Spenders! Are you building wealth or collecting a paycheck? I want you to look at last months paychecks. Now tell me where all of your money went. I’m on a path to building wealth and here is a snapshot to where my paychecks go! 1: No credit card debt-I pay […]