Ways to Save Money


Blog and Income Stats: January 2017 4

Hello Sophisticated Spenders! I had a great month (thanks to Sip And Sew Old Town)! via GIPHY Let’s get to the numbers! Readership: 693 (+91 I did not miss any posts!) Blog Income: $65 (same) Fitness Income (Zumba and Insanity Instructor): $237.67 (I am owed some monies, we’ll see if […]


Buying Stocks Based On Social Trends (And Elections)

Hello Sophisticated Spenders! As a former day trader, I know that you can trade anything! Click here to read part 1 of My Adventures in the Male Dominated World of Day Trading. Day trading is actually a form of gambling in my opinion. Companies are starting to offer trading advice […]

buy stocks

My Adventures in the Male Dominated World of Day Trading (Part 1) 3

fuck shit Those words are now a part of your everyday vocabulary. Welcome to the world of day trading. When I arrived for my first day of training, as I walked through the office toward the conference room I could hear grown men randomly screaming, “FUUUUUUUCK!” “Damn”  “SHIT! (in a […]

crystal hammond, day trader, sophisticated spender

boss, maximize, salary

Live Like A Boss On Any Salary

Hello Sophisticated Spenders! When I got my first summer job 23 years ago, I spent that money faster than you can say supercalifragilisticexpialidocious. Over that 23 year span I held over 30 jobs and I learned valuable lessons at every single one. Here are a few ways to maximize your income […]


What Financial Health Means To Me 3

Hello Sophisticated Spenders! Today is #FinHealthMatters Day! 53% of US consumers have less than three months of income saved. Your financial health is just as important as your physical (and mental) health. The Financial Bloggers conference has teamed up with the Center for Financial Services Innovation to have a HUGE […]

finhealthmatters, sophisticated, spender

Road To Financial Wellness Articles

Hello Sophisticated Spenders! The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you. […]


wealth, wealthometer, sophisticated, spender

Wealthometer: 1 Year Later 1

Hello Sophisticated Spenders! Last year, I came across a cool wealthometer! The wealthometer answers an important question: What is your position in the US distribution of wealth? Here’s how it works: You enter your information. Take a guess at where you fit compared to others. Find out your wealth compared […]