Polls


Apple Care or Nah?

Hello Sophisticated Spenders! My MacBook Air is back! Last Wednesday, I dropped my computer off at the Apple store because it was broken. I would turn it on and would hear the chime, the apple on the back would illuminate but nothing would happen on the screen or keyboard (they […]


Why I Don’t Have Insurance on My Cellphone (Update) 4

Hello Sophisticated Spenders! New phone zone!!!!!! As promised, here’s an update on my previous post: Why I Don’t Have Insurance on My Cellphone (and Why You Shouldn’t Either). You can read all about my situation by clicking here. In a nutshell, I cracked the screen on the camera lens of […]


Why I Don’t Have Insurance on My Cellphone (and Why You Shouldn’t Either) 7

Hello Sophisticated Spenders! I am a terrible person when it comes to electronics.  I’ve lost at least 2 iPhones.  I lost an iPad mini.  And shattered several screens. But I also do something else that’s crazy-I don’t carry cell phone insurance.  Here’s why: 1.  Cost: You will shell out $7-$10 a month […]

sophisticated spender cracked cell phone

My Cracked Windshield Update

Hello Sophisticated Spenders! Time for an update on my cracked windshield debacle.  Click here to read all about it. I finally spoke to an attorney. Federal Employees have access to a lot of services for FREE (via LifeCare-find out to access the service thru your agency). My consultation with the […]


I DID That Too: PayDay Loans

Hello Sophisticated Spenders! I will start a new series called: I Did That Too! 9 times out of 10 we are not alone in our financial mistakes and mishaps. So it’s time to clear the air and confess our financial sins. I’d like to know: My answer is “Once or […]