Conferences & Fun


What Are Your Financial Priorities?

Hello Sophisticated Spenders! I received a really cool tool from the NEFE (National Endowment for Financial Education). In the spirit of March Madness and the Road to the Final Four, they’ve created the Financial Four! Click here to fill out your very own bracket! (Here’s the pdf. I can also email […]

financial four, nefe, sophisticated spender

credit why pay regular price

Don’t Be Fooled By Kanye’s $53 Million Debt

Hello Sophisticated Spenders! Background:  Kanye West recently took to twitter to beg ask Facebook creator, Mark Zuckerberg for $1 billion.  Kanye thinks Mark should “invest” in Kanye because-well, he’s Kanye.  Then Kanye goes on to say he’s $53 million in personal debt. Don’t Be Fooled By Kanye’s $53 million debt! […]


On Wine And Paint Parties

Hello Sophisticated Spenders! I had the pleasure of attending a wine and paint birthday party. This was my first wine and paint party and I thought it was a great idea. The artist will come to your home (or a few have their own studios) and will bring all of […]

wine and paint party, sophisticated spenders, get out of debt bitches

How Much Did You Spend on Super Bowl 50? 4

Hello Sophisticated Spenders! Congratulations to the Denver Broncos. They are the Super Bowl 50 Champions (We’ll get em next year Bears). I’d rate this year’s Super Bowl a 7 out of 10. Things I loved: All of the past Super Bowl MVP’s were introduced.  It was nice to see the […]


Income Tax Refund Scam

Hello Sophisticated Spenders! Because I love my readers… Don’t fall for the latest scam. It’s holiday season. People want to go out and spend money they don’t even have. The most overused phrase of this season is: “Can I borrow some money, and I’ll pay you back when I get my refund?” Do […]


zumba, crystal, fitness, insanity, crystal hammond

September 2015 Numbers and October Goals

Hello Sophisticated Spenders! September was full of cool events! Let’s jump right into the numbers. Readership: 741 views (74 LESS than August) Blog: $0  (no effort, no income) Fitness (Zumba and Insanity Instructor): $392.66 (I took 2 weekends off) eBay: $0 (again, no effort, no income) Facebook Likes: 297 (16 new […]


blogher15

July 2015 Numbers and August Goals

Hello Sophisticated Spenders! July felt like a better month than June however, the numbers tell a totally different story: Readership: 546 views (100 less than June) Blog: $0   Fitness (Zumba and Insanity Instructor): $405.76 (I took some time off) eBay: $0 Facebook Likes: 281 (6 more than last month-hello new peeps!) […]


I’m Going To BlogHer15! 2

Hello Sophisticated Spenders! I am excited to announce I will be going to BlogHer15! I’ve been to BlogHer12, BlogHer13 and BlogHer14 and they were all amazing! Here are a few highlights: I met a Kardashian at BlogHer14 in San Jose, California! BlogHer13 was in my home town of Chicago!  Best […]


June 2015 Numbers and July Goals 1

Hello Sophisticated Spenders! As I was preparing this months post I realized I dropped the ball last month! I only wrote 5 posts (should have been 13). I guess sometimes you need a break and not notice. But the numbers clearly show my laziness. Readership: 661 views Do half the […]