Hello Sophisticated Spenders!
To carry on with the credit card theme of the week, I’d like to ask you an important question:
Do you know your credit score?
It is VERY important to check your credit score at LEAST once a year to make sure everything is going well.
With the recent data breaches, it’s a good idea to check it if you haven’t checked it in a while (guilty!).
And it’s VERY easy to check.
I just signed up for Credit Karma (this is a free plug, I don’t receive any compensation for recommending their website).
Verdict: I LOVED their website!
They give you lots of credit information, tips and suggestions.
I found out that my credit is finally excellent!
I’ve come a loooong way.
And I received an A on my credit report card.
This was mainly due to my low credit card utilization.
(Note: My credit report card grade would have been a big fat F around 7 years ago! I dug from the bottom! I would say I was barely at 600)
I suggest you head over to CreditKarma.com ASAP so that you can have a look at your credit score and start the credit rebuild or monitoring process.
This time 4 years ago, I had a LOT of mistakes on my credit report and I would have NEVER known if I wasn’t checking my credit on a regular basis.
Do you use Credit Karma? Do you use any kind of credit monitoring? When is the last time you checked your credit score?