An Introduction To The Wayback Machine

  Hello Sophisticated Spenders! This blog has been thru a lot of ups and downs. I started the blog on May 16, 2011 (to see first post, click here). I lost everything twice! The first time to hackers. And the second time to hackers too! The first time I lost everything I didn’t have any […]

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End Of Year Income Tax Saving Tips

Hello Sophisticated Spenders! We only have 17 days left in 2014.  This is has been a pretty decent year for me so far.  Today I’d like to share with you a few of that things that I’ve done to make sure I will not be paying Uncle Sam too much of my hard earned dough. Last […]

Year To Date Credit Card Spending 2014 2

Hello Sophisticated Spenders! I was cruising through my credit card statement and was curious on what I’ve spent so far this year. It was CRAZY! Since Jan 1, 2014, I’ve spent $46,462.82! Crazy right? Here are the categories (in my Alex Trebek voice-I love Jeopardy!): Merchandise & Supplies: $20,300.99 Travel: $7,479.16 Restaurant: $6,563.83 Transportation: $4,620.53 […]

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Improve Your Financial Behaviors

  Hello Sophisticated Spenders! I can’t believe 2014 is coming to a very fast end. And there are a LOT of things I want you to spend some time and ponder before the end of the year. Today we will start on how to improve your financial behaviors. Which brings me to today’s question: What Financial […]

December 2014 Updates

Hello Sophisticated Spenders! This month I will compare all of my numbers and goals from November of 2013! Here are some (late) numbers from November: Readership: Readers in November we had 484 views.  That’s down from 511 views in November 2013.  I really need to work on that.  I’ll also need to make a decision […]


my what big hands I have!

Friday Five: Last But Not Least

Hello Sophisticated Spenders! It’s my favorite day of the week again.  It’s Friday which means I am writing one of my favorite posts of the week (thanks again J Money from Budgets are Sexy) and I am teaching my favorite class-Zumba! Who/What was the last??? 1: Present you bought for someone. 2: Person you called. […]

PSA Back Up Your Data!

Hello Sophisticated Spenders! Nobody understands the cloud! -Jason Segel Today’s post is just a general public service announcement. I need you to backup your data on your computers, phones, laptops, tablets, etc. My poor MacBook crashed earlier this year and I finally got it fixed last month. Computers crash all the time, I’m not surprised […]


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2nd Annual Holiday Donations Contest 1

Hello Sophisticated Spenders! I just realized that I haven’t run this contest since the first one in 2011! I am such a slacker But here it is again! I am holding my 2nd Annual Holiday Donations Contest! According to a (now super old) Money Magazine article, here is a list of the average deductions claimed […]

Happy Holidays From Sophisticated Spender

Hello Sophisticated Spenders! I’ll keep things short and sweet today. I’d like to wish you a happy and safe holiday season! Be smart with your money. And if you are going to shop, remember to shop small! Also, if you have an american express card, register it by clicking here. They will give you a […]

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Survival of the Financially Fit! Play Spent!

Hello Sophisticated Spenders! A wise man once said, “It’s a doggy dog world.” ~Snoop Dog The minimum wage is currently at $7.50 an hour and welfare recipients receive $104 to feed1 person per month. Which brings me to my fun challenge for the week! Play Spent! Spent is a game that was created to show […]