September 2015 Numbers and October Goals

Hello Sophisticated Spenders! September was full of cool events! Let’s jump right into the numbers. Readership: 741 views (74 LESS than August) Blog: $0  (no effort, no income) Fitness (Zumba and Insanity Instructor): $392.66 (I took 2 weekends off) eBay: $0 (again, no effort, no income) Facebook Likes: 297 (16 new […]

zumba, crystal, fitness, insanity, crystal hammond

Don’t Let Your Credit Score Ruin Your Life 2

Hello Sophisticated Spenders! This picture is worth a thousand words.  Maybe closer to 200 words (the length of this blog post). Having a low credit score can cost you dearly! Don’t let your credit score ruin your life! Here are 5 ways your credit score can make your life harder […]

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Grocery Game Challenge Week 1 Results

Hello Sophisticated Spenders! Who says week 39 of the 52 week year is too late to start a new challenge. For all of you people who are waiting on January 1st to make change I challenge you to start RIGHT NOW!!!!!! I totally rocked the first week of the $26 […]

Friday Feature: Sewing

Hello Sophisticated Spenders! I want to start something new here:  Friday Feature! I will share with you something exciting or something that I loved from the week. Sometimes it’ll be a single item, sometimes it will be a list. Today’s Feature: Sewing!!!!! I think I finally found an easier way […]

orange dress, how to sew a dress, no pattern, easy, sophisticated spender, crystal hammond

grocery game challenge, sophisticated spender, cheapsters

$26 Grocery Game Challenge Cycle 1 1

Hello Sophisticated Spenders! Jackie from and I are teaming up to give the Grocery Game Challenge a try! My friends over at Canadian Budget Binder created the challenge.  You can click here to read their entire post. The original reason for the challenge was to show that the $26 […]

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5 Easy Ways to Cut Your Spending This Week 2

Hello Sophisticated Spenders! Today I am sharing with you 5 easy ways to cut your spending this week.  These are techniques that I use and I hope they are useful to you too! 1. Have a fun money account! I know that it is really easy for my spending to […]

500 Writing Prompts: Page 3 3

Hello Sophisticated Spenders! I picked up a really cool book: 500 Writing Prompts. And just like it sounds, there are 500 writing ideas in the book. My friend and her daughter also picked up the book and the three of us will complete the book together. We are supposed to […]

500 writing prompts

Italy Broccoli juice

August 2015 Numbers and September Goals

Hello Sophisticated Spenders! August was CLEARLY my month!  Maybe that’s because I was born in August. Let’s jump right into the numbers. Readership: 788 views (242 MORE than July) Blog: $0  (no effort, no income) Fitness (Zumba and Insanity Instructor): $417.70 (I took a whole week off) eBay: $0 (again, […]