5 Ways To Use Your Credit For Good 1

Hello Sophisticated Spenders! My credit card strategy is pretty simple: Use Your Credit For Good! I cringe when I hear people say, “I’m doing good with my money because I don’t have any credit cards.” I also cringe when I’m out with friends and I see them pull out their bank or atm cards to pay for items and outings. It’s OK […]

Screen Shot 2014-08-27 at 8.30.33 AM

Jackie Robinson West Little League Team

On The 2014 Little League World Series, Turning 36 and Weekly Challenge 2

Hello Sophisticated Spenders! On Little League: Shout out to the Jackie Robinson West little league softball team. I was born and raised on the South Side of Chicago.  So it was really nice to see those boys play their hearts out in the 2014 Little League World Series. (Yes, I actually watched the game and […]


Happy Birthday To Me!!!! 4

Hello Sophisticated Spenders! Well, today is my 36th birthday! Here are a few facts about me!   It’s 2014 people…THIS is what 36 looks like!This is what 6 figures looks like!This is what a landlord looks like!This is what an engineer looks like! This is what a buckeye alum looks like! This is what a […]

10615521_10152653440138620_3867879528322751683_n (1)

Birthday Week Is A Cash Only Week 2

Hello Sophisticated Spenders!  I am really liking the weekly financial challenges. Last week, I challenged myself and my readers (yes, YOU), to read 3 books. That was a fail. I read 1 really really long book. It was a good book, just long (really, really long)! This week has 2 challenges: I will not complain! […]


Friday Five: Birthday!

Hello Sophisticated Spenders!  My inbox is starting to get flooded with Birthday freebies! And I’m lovin it! And the list goes on and on! I will post a complete list of birthday freebies next week (my birthday is next Thursday). This week, I’d like to know… What birthday freebies are on your list?

Screenshot_2014-08-15-07-18-37-1

Screen Shot 2014-08-13 at 8.23.25 AM

Uncomfortable Money Situations 2

Hello Sophisticated Spenders! I was listening to the radio the other day and they were discussing uncomfortable and embarrassing money situations.  It really made me wonder how I would handle myself in each situation.  It also made me remember how I reacted when those things happened to me.  How would you react to these situations?  Is honesty […]


Cash Only For A Week Update 4

Hello Sophisticated Spenders! Last week, the Weekly Financial Challenge was to use cash only. I started my Sunday with $100 in cash and vowed to stop spending after the money was gone. Did I pass or did I fail??? I failed! Here’s how each day went: Sunday:  Spent $2.50 on a newspaper. ($97.50 left) Monday: […]

read3books

Friday

Friday Five: Who/What Was The Last? 4

  Hello Sophisticated Spenders! Friday is my favorite day of the week! My spending challenge is going very, very well! I started off the week (on Sunday) with $100. You will have to wait till Monday to see if I passed or failed the challenge! Time for some questions! Who/What was the last? 1.  Book […]


BlogHer 14: My Picture Story

Hello Sophisticated Spenders! I went to BlogHer 14 in San Jose and had a blast! BlogHer is a conference all for women bloggers. We connected, learned, shared ideas, partied, hugged (women LOVE to hug) and cried (women LOVE to tell touching stories that make you cry). Google+ has a cool feature that will create a […]

10557327_685974591491190_3738886405044549882_n

sophisticated spender july stats and august goals

July 2014 Stats and August Goals

Hello Sophisticated Spenders! I hope you are enjoying your summer! It’s already August and that means it’s time for some updates. This blog is constantly evolving and changing and I’d like to take a minute to thank all of my awesome readers.  You have been here thru thick and thin. Thank you for reading! I […]