Score A Big Refund – How I Shaved $41,000 Off My Taxable Income   Recently updated !

  Hello Sophisticated Spenders! This post was originally written in January of 2012 but the ideas still apply! Today I would like to share with you a few of the ways that I reduced my Adjusted Gross Income (AGI). I shaved $41,000 off my taxed income! First I reduced my […]

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On Wine And Paint Parties   Recently updated !

Hello Sophisticated Spenders! I had the pleasure of attending a wine and paint birthday party. This was my first wine and paint party and I thought it was a great idea. The artist will come to your home (or a few have their own studios) and will bring all of […]


How Much Did You Spend on Super Bowl 50? 4

Hello Sophisticated Spenders! Congratulations to the Denver Broncos. They are the Super Bowl 50 Champions (We’ll get em next year Bears). I’d rate this year’s Super Bowl a 7 out of 10. Things I loved: All of the past Super Bowl MVP’s were introduced.  It was nice to see the […]

Super Bowl MVPs

Friday Five: Superbowl 50

Hello Sophisticated Spenders! The big game is on Sunday. The Super Bowl! I’d like to know your preferences: 1: Who will win Super Bowl 50? 2: Let’s back up, who is actually playing in Super Bowl 50? 3: House party or bar? 4: Wings or pizza? 5: Ranch or Blue […]


Where’s Your Emergency Fund? 1

Hello Sophisticated Spenders! Please forgive me if I sound like a broken record, But I wouldn’t be a friend if I didn’t ask these questions! Where’s your emergency fund? I’m pretty sure you’ve spent some money on going out to eat, some new clothes, cable, cellphone. But how much have […]


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January 2016 Numbers and February 2016 Goals 2

Hello Sophisticated Spenders! Let’s jump right into some numbers. Readership: 698 views (42 less than January) Blog Income: $0 (not surprised) Fitness Income (Zumba and Insanity Instructor): $361.61. eBay: $122.00.  Sold my Sous Vide and some earrings. Other: $150 Focus Group (Read my post on getting into Focus Groups) and […]


SnowtoriousBIG 2016 2

Hello Sophisticated Spenders! The eastern third of the United States of America has been hit with a HUGE snowstorm! As I write this post it’s around 8 degrees (Fahrenheit). All in all, the DC area received over 2 feet of snow! Check out my video and pictures!  

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Friday Five: Snow Day!

Hello Sophisticated Spenders! We are expecting some snow in the DC area-a LOT of snow! According to the latest reports, we will have 1-2 FEET, yes feet of snow! So I’d like to know: What items would you need for a snow storm? 1:  Cookie dough ice cream!  I know, […]


How Would You Invest $10,000?

Hello Sophisticated Spenders! I was asked a very interesting question the other day. Someone asked me: How would you invest $10,000? After the instant thought of shopping faded away, I pondered the question for a little while and figured out what I would really do. Here’s what I should do: I should […]


(photo credit: moneycrashers)

Friday Five: Lottery

Hello Sophisticated Spenders! I attended my first Toastmasters meeting in around 10 years and it was pretty awesome.  The table topics had a common theme: the lottery. We all know I’m not a fan of the lottery at all.  But hearing your opinions on the topic will be a lot […]