Are You Building Wealth Or Just Collecting A Paycheck?

Hello Sophisticated Spenders! Are you building wealth or collecting a paycheck? I want you to look at last months paychecks. Now tell me where all of your money went. I’m on a path to building wealth and here is a snapshot to where my paychecks go! 1: No credit card debt-I pay off my credit cards in […]


Speed Test Contest

Hello Sophisticated Spenders! I’m here at BlogHer 14 in a speed contest.   I am very competitilve and I want to win! Rules include #Ruckus #BlogHer14 And here is the link to their cool video! I am still enjoying my time here! I lost the competition Total bummer! Still had a great time!  

Friday Five: Fitness in 2014 2

Hello Sophisticated Spenders! Everyone who knows me knows that I love to work out! I like to encourage all of my readers, to get their workout on! So, this week I’d like to get all up in your workout business! 1: What’s your current workout schedule 2: Your  amount of time spent working out? 3:  […]


5 Things To Do To Your Cellphone ASAP

Hello Sophisticated Spenders! Enjoy this post from memory lane with updates! So I lost my cellphone on Wednesday.  I left it on the bus while on the way to work.  And I am still without a phone But I also lost my notepad app and I had written lots of blog posts on there.  So […]

Don’t Let Your Credit Score Ruin Your Life

Hello Sophisticated Spenders! This picture is worth a thousand words.  Maybe closer to 200 words (the length of this blog post). Having a low credit score can cost you dearly! Don’t let your credit score ruin your life! Here are 5 ways your credit score can make your life harder than what it should be: […]



The 7 Best Ways To Clean Up Your Credit 1

Here’s the link to today’s video (click here)! **This video is a flashback for sure!** Hello Sohpisticated Spenders! Credit is always a tricky subject. Good for you is that I’ve already been thru the good, the bad and the ugly when it comes to credit. Here are a few tips that I’ve picked up along […]

Friday Five: Expensive 1

Hello Sophisticated Spenders! It’s that time of week again, Friday! Today is my favorite day of the week. This week I’m going to try to keep this Friday Five short and sweet. Name something expensive you wish you’d never bought. 1: I’d say the watch that I lost.  I think I paid somewhere in the […]



What Are Your 5 Guilty Pleasures?

Hello Sophisticated Spenders! This week I’d like to know how you are spending your time and money. What are your 5 guilty pleasures? 1:  TV!  I looooove the idiot box.  And I just realized that I don’t even need cable. I will STILL find things to watch on Netflix and Apple TV all day! 2:  […]

Friday Five: Lost & Found

Hello Sophisticated Spenders! It’s my favorite day of the week! Every Friday, I will ask a series of 5 questions about any and everything. The idea came from my homie J Money over at Here we go! 1:  What was the last thing you lost? 2:  What was the last thing you found? 3:  […]


weekly financial challenge

Introducing The Weekly Financial Challenge Series 2

Hello Sophisticated Spenders! I like the challenge of trying different things and wondering whether it’s going to work or whether I’m going to fall flat on my face. Johnny Depp I like this quote because it invites us to step outside of our comfort zones. I like this quote because it’s letting us know that […]