Don’t Let Your Credit Score Ruin Your Life

Hello Sophisticated Spenders! This picture is worth a thousand words.  Maybe closer to 200 words (the length of this blog post). Having a low credit score can cost you dearly! Don’t let your credit score ruin your life! Here are 5 ways your credit score can make your life harder than what it should be: […]



The 7 Best Ways To Clean Up Your Credit 1

Here’s the link to today’s video (click here)! **This video is a flashback for sure!** Hello Sohpisticated Spenders! Credit is always a tricky subject. Good for you is that I’ve already been thru the good, the bad and the ugly when it comes to credit. Here are a few tips that I’ve picked up along […]

Friday Five: Expensive

Hello Sophisticated Spenders! It’s that time of week again, Friday! Today is my favorite day of the week. This week I’m going to try to keep this Friday Five short and sweet. Name something expensive you wish you’d never bought. 1: I’d say the watch that I lost.  I think I paid somewhere in the […]



What Are Your 5 Guilty Pleasures?

Hello Sophisticated Spenders! This week I’d like to know how you are spending your time and money. What are your 5 guilty pleasures? 1:  TV!  I looooove the idiot box.  And I just realized that I don’t even need cable. I will STILL find things to watch on Netflix and Apple TV all day! 2:  […]

Friday Five: Lost & Found

Hello Sophisticated Spenders! It’s my favorite day of the week! Every Friday, I will ask a series of 5 questions about any and everything. The idea came from my homie J Money over at Here we go! 1:  What was the last thing you lost? 2:  What was the last thing you found? 3:  […]


weekly financial challenge

Introducing The Weekly Financial Challenge Series 2

Hello Sophisticated Spenders! I like the challenge of trying different things and wondering whether it’s going to work or whether I’m going to fall flat on my face. Johnny Depp I like this quote because it invites us to step outside of our comfort zones. I like this quote because it’s letting us know that […]

What Are You Grilling Today?

Hello Sophisticated Spenders! The 4th of July is a day of fun, food and fireworks! I’d like to know not only IF you are grilling, but What you are grilling today? I will NOT be grilling today because I no longer have a grill. I have ben using my oven as a pretty decent backup […]

June 2014 Stats and July Goals 6

Hello Sophisticated Spenders! Thanks for stopping by!  It’s time for a monthly update. The website crashed and burned back on May 12th 2014.  All of my old posts were lost and I cried like a baby.  Rest assured my beloved readers-I fired everybody.  The good news is that I finally have things back to normal […]

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We Are Back!

Hello Sophisticated Spenders! I have been waiting SO LONG to say that phrase above. Thank you guys SO much for hangin in there thru this long and stupid process. Here’s what happened in a nutshell: 1.  I didn’t install updates like I should have. 2.  I had some pretty weak passwords for the website. 3. […]