Can You Date For 40 Days?

Hello Sophisticated Spenders! My friend Jackie over at has a really awesome project! 40 Days of Dating-Your Passion Project. In a nutshell: You have to commit 40 days to something. You must spend time with it daily. You can’t cheat on it. Please click on the link above to read all of the details. I’m […]

Fix Your Credit Report Now!

Hello Sophisticated Spenders! This year I’m participating in The Live Richer Challenge. This challenge was created by a friend, Tiffany the Budgetnista. The last few days of the challenge have been awesome. Last week was all about fixing your credit report. I remember completing all of these steps back in 2005 when I finally decided […]

Friday Five: What’s In Your Fridge?

Hello Sophisticated Spenders! I promised myself I would stop hoarding food. So far, so good! I used to keep my fridge overcrowded with food and junk. And most of the items in my fridge were expired! So I made a promise that I would break free from that. So I’d like to know… What’s in […]

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Dubai Beach

My Week of Jetlag!

Hello Sophisticated Spenders! My trip to Dubai was awesome! Thanks for all of the well wishes for my safe return home. It meant a lot to me (and it worked)! I am still in the process of catching up with everything. Yesterday I taught my first class in 10 days. And this happened:   I […]

Dubai Bound 2015! 3

Hello Sophisticated Spenders! You read that correctly, I am on my way to Dubai! I can’t wait to share all of the details with you! So stay tuned all week! ***Update*** Monday January 12th, 5:51 pm****** Here are 2 videos! Enjoy part 1 and part 2 of the trip.     Explanation: So we bought […]

My New Camera-Nikon CoolPix P600

Hello Sophisticated Spenders! So I got a new camera! It’s a Nikon CoolPix P600. My goal is to produce at least 1 awesome video per month. Well, my goal is to produce 3 videos per month: 1.  Blog-this video will have something to do with being smart with your money. 2.  Fitness-this one will either […]

My January 2015 Debt Standings

Hello Sophisticated Spenders! Time for another debt reveal! Please make sure you subscribe to my YouTube channel! Here is where I stood in January of 2014: And now January 2015: So I paid off around $24,000 in 1 year. My plan is to apply the payment that I was paying on my TSP loan to […]

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December 2014 Wrap-Up

Hello Sophisticated Spenders! Happy New Year! Here are some numbers from December: Readership: Readers in December we had 364 views.  That’s crazy low.  I love each and every one of my readers so I will be working very hard to increase readership! Twitter followers: 528 Facebook page likes: 235 Side Hustle Income: Blog: $0! Zumba and Insanity: […]


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Friday Roundup: Help With Resolutions

Hello Sophisticated Spenders! And hello 2015! I spent my new year conquering a HUGE fear: Cleaning! It was a great way to start the year and I really hope I can keep it up throughout the year. Here are a few great articles I though I’d share with you: My friend J Money from Budgets […]