8 Easy Ways to Make $500 By Christmas   Recently updated !

Hello Sophisticated Spenders!!!! There are 100 days till Christmas! I want you to make a crazy amount of money before the year is over so let’s get to work on making some extra money!!! Here are 8 ways you can make and or save $500 by Christmas! 1. Redirect Spending: […]

sophisticated spender, st croix, make extra money

Introducing A New Concept… 2

Hello Sophisticated Spenders! So I created another website. Which reminds me… I can help you start a blog or create your website.  Reach out and ask! I’ve been blogging for 5 years.  I  have experience and I’ll make sure you learn from all of my mistakes! I’ve been working on […]

trained by crystal

winner, sophisticated spender

And The Winner of the Blue Apron Box is….

Hello Sophisticated Spenders! We had a grand total of 15 entries and here’s how I broke it down: 1 Sandy (liked) 2 Sandy (commented) 3 Sandy (shared) 4 Jami V (liked) 5 Jami V (shared) 6 Jami V (commented) 7 Aisha (shared) 8 Devon (commented) 9 Pat (commented)) 10 Cali W […]


crystal hammond, sewing, dress, workshop, sip and sew, va, alexandria

Blog and Income Stats: August 2016 4

Hello Sophisticated Spenders! Where’d the summer go!?! Time is moving crazy quickly and I’ve missed a few posts last month.  Let’s see if I can do better in September. Let’s get to the numbers! Readership: 1,176 (+403) wow.  I am overwhelmed!  Thank you! Blog Income: $120 Fitness Income (Zumba and […]


Friday Five: Can I Go Cash Only in September? 3

Hello Sophisticated Spenders! It’s my favorite day of the week again! Friday We all know I love a good challenge, so why not start this new month with one of my favorites… cash only! Can I go cash only in September? I can’t even answer this question because I normally […]

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blue apron, food

Win Six Free Meals: Blue Apron 17

  Hello Sophisticated Spenders! I am now on company #2 from my Food Subscription Box Experiment. (Click here to read about my Food Subscription Box Experiment) I really really loved Hello Fresh (here’s why).  And this week I gave Blue Apron a try. Groupon had a sale and I paid […]


Travel The World Without Getting Into Credit Card Debt 3

Hello Sophisticated Spenders! So I know a little something about travel. I actually got a late start. I didn’t leave the country till 6 years ago at the age of 32.  And I was immediately addicted. I’ve traveled to: Mexico (twice), Barbados (twice), Belize, Puerto Rico, Dominican Republic, Curacao, Dubai, […]

travel the world, credit card debt, free

sophisticated spender, crystal hammond

Unsolicited Advice From a 38 Year Old (on a boat) 4

Hello Sophisticated Spenders! Well, I am officially 38. Shout out to my mom (the Crystal Creator) for being such a great mom and for creating me. This year I just wanted to thank you guys for reading my blog and listening to what I have to say about life and […]